IF YOU READ NOTHING ELSE IN THIS CHAPTER, READ THIS. Remember: when we are talking about Social Security, we are really talking about retirement security.
It is a fundamental principle that "Americans have a right to a safe, secure retirement"
Our current and near retirees deserve the "peace of mind" of knowing they will get full benefits for their entire retirement.
To achieve "generation fairness," we have a responsibility to save Social Security RIGHT NOW so that our children and generations to come receive the same benefits we have enjoyed.
It would be easier to turn away and leave the tough decisions to others down the road. But we do things in life not because they are easy but because they are necessary - no matter how hard they are. And delay just makes the solution more difficult and costly.
Social Security is a financially broken system; it will start going bankrupt in 13 years and will be completely bankrupt in a matter of decades. For the tens of millions of Americans who depend on Social Security, this is simply unacceptable.
Washington has done a terrible job managing the Social Security Trust Fund. A 1.6% return on your Social Security dollars is unacceptable. It's time to give the American people a say in how THEIR money is invested and the opportunity to do better.
Improving our Social Security system CANNOT be a partisan issue. We must all work together and put the partisan bickering behind us.
Remember, it's YOUR money. It's YOUR future. It's YOUR life.
You should have the right, if you wish, to invest YOUR Social Security taxes in safe, diversified funds like a thrift savings plan because the return has been proven to be better than with any government fund.
I ask you to focus on the facts, study the issue, and then make up your own mind. When it comes to financial literacy and Social Security, the more you know, the better off we'll be.
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